Risiq GmbH

Ribeca

Risiq's Ribeca is a SaaS platform for regulatory ESG-risk management at banks, operationalising MaRisk and ICAAP requirements through ESG risk inventory, parametrisation, quantification, stress testing and structured reporting in a single guided workflow. It combines institution-internal inventory and rating data with external scientific sources — NGFS scenarios, German Weather Service data, established climate models and flood and storm-risk data — to quantify physical, transition and broader ESG risk drivers and translate them into capital and steering implications. Built around validated, deliberately non-AI models, it is a Germany-focused prudential risk tool rather than a global climate-hazard analytics platform.

Vendor methodology

Transparency Score

Beta

Public transparency, not model quality iThe Transparency Score (0–3) estimates public methodological transparency: the degree to which the vendor's analytical approach to modeling climate and nature risk can be assessed from publicly available sources. It is explicitly not a measure of vendor quality or accuracy.

1

Product-level: public materials indicate risk scope and outputs, but little detail on modeling approach.

Product-level: a public product page conveys the tool's scope, covered risk types and outputs, but no methodology, data or model documentation is publicly available.

For further information, see the section 'Transparency Score methodology' in the Readme.

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